Accept payments
1%
Capped at ₦650 per successful payment
- Charged only when the customer's transfer succeeds.
- The cap starts at ₦65,000, because 1% of ₦65,000 is ₦650.
- A ₦1,000,000 payment still costs ₦650.
Pricing in Nigeria
1% per payment, capped at ₦650.
One fee to accept a bank transfer on your website or app. Payouts to a Supacash account are free. Payouts to other banks are ₦10, ₦25, or ₦50.
Payouts
₦0
To a Supacash account
- Other banks start at ₦10 per payout.
- The fee depends on the amount you send, not on the 1% collection fee.
- See the bank payout bands
What a payment costs
The fee is 1% until it reaches ₦650. After that, larger payments do not cost more.
| Customer pays | Payjar fee | Effective rate |
|---|---|---|
| ₦1,000 | ₦10 | 1.00% |
| ₦10,000 | ₦100 | 1.00% |
| ₦50,000 | ₦500 | 1.00% |
| ₦65,000 | ₦650 | 1.00% |
| ₦100,000 | ₦650 | 0.65% |
| ₦1,000,000 | ₦650 | 0.065% |
Payout charges
Moving money to Supacash is free. Moving it to another Nigerian bank uses three flat fees.
Supacash account
₦0
Per payout. No percentage on top.
Other banks
| Amount | Fee |
|---|---|
| ₦5,000 and below | ₦10 per transaction |
| ₦5,001 to 49,999 | ₦25 per transaction |
| Above ₦50,000 | ₦50 per transaction |
| You send | Supacash | Other banks |
|---|---|---|
| ₦2,000 | ₦0 | ₦10 |
| ₦5,000 | ₦0 | ₦10 |
| ₦20,000 | ₦0 | ₦25 |
| ₦49,999 | ₦0 | ₦25 |
| ₦200,000 | ₦0 | ₦50 |
Calculate Your Annual Savings
Drag the slider to adjust your estimated monthly payment processing volume.
₦5,000,000
₦500k₦10M₦25M₦50M+
Other Gateways Cost
₦85,000
~1.5% average
Payjar Cost
₦50,000
1% capped @ ₦650
Your Annual Savings
₦420,000
Kept in your business
Pricing questions
Questions about fees
Collection fees, the ₦650 cap, and what a payout costs.
Payjar charges 1% of each successful payment, capped at ₦650. A ₦10,000 payment costs ₦100. From ₦65,000 upward, the fee stays at ₦650.
The cap applies when 1% would be more than ₦650. That starts at ₦65,000. A ₦65,000 payment and a ₦1,000,000 payment both cost ₦650.
A payout to a Supacash account is ₦0.
₦10 when the payout is ₦5,000 or less, ₦25 from ₦5,001 to ₦50,000, and ₦50 above ₦50,000. That fee is per payout, separate from the 1% charged when your customer pays.
No. The 1% is the fee on a successful customer payment. The payout fee applies when you move that money to a Supacash account or to another bank.
Email [email protected] about pricing. If a charge looks unfamiliar, email [email protected].